Obligation Groupe BPCE 3.87% ( FR0011978287 ) en NOK

Groupe BPCE

100 % ⇌

France

FR0011978287 ( en NOK )

3.87% par an ( paiement annuel )

19/06/2024 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0011978287 en NOK 3.87%, échue

1 000 000 NOK

500 000 000 NOK

Deuxième groupe bancaire en France, regroupant les réseaux Banque Populaire et Caisse d'Épargne.

L'Obligation émise par Groupe BPCE ( France ) , en NOK, avec le code ISIN FR0011978287, paye un coupon de 3.87% par an.
Le paiement des coupons est annuel et la maturité de l'Obligation est le 19/06/2024

Final Terms dated 18 June 2014

Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2014-61
TRANCHE NO: 1
NOK 500,000,000 3.87 per cent. Notes due June 2024 (the "Notes")
issued by BPCE

DEALER
Goldman Sachs International

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
set forth in the Base Prospectus dated 22 November 2013 which received visa n°13-629 from the Autorité des
marchés financiers (the "AMF") on 22 November 2013 and the Base Prospectus Supplements dated
14 January 2014, 3 March 2014, 10 April 2014 and 12 May 2014 which received visa n°14-010, n°14-066,
n°14-140 and n°14-189 from the AMF on 14 January 2014, 3 March 2014, 10 April 2014 and 12 May 2014,
respectively, which together constitute a base prospectus for the purposes of the Prospectus Directive (Directive
2003/71/EC) (the "Prospectus Directive") as amended (which includes the amendments made by Directive
2010/73/EU to the extent that such amendments have been implemented in a Member State of the European
Economic Area).
This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the
Prospectus Directive and must be read in conjunction with such Base Prospectus. Full information on the Issuer
and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base
Prospectus. The Base Prospectus is available for viewing at the office of the Fiscal Agent or each of the Paying
Agents and on the website of the AMF (www.amf-france.org) and copies may be obtained from BPCE, 50
avenue Pierre Mendès-France, 75013 Paris, France.

1. Issuer:
BPCE
2. (i) Series Number:
2014-61
(ii)
Tranche Number:
1
(iii) Date on which the Notes become
Not Applicable
fungible:
3. Specified Currency or Currencies:
Norwegian Krone ("NOK")
4. Aggregate Nominal Amount:

(i)
Series:
NOK 500,000,000
(ii)
Tranche:
NOK 500,000,000
5. Issue Price:
100 per cent. of the Aggregate Nominal Amount
6. Specified Denomination(s):
NOK 1,000,000
7. (i)
Issue Date:
20 June 2014

(ii)
Interest Commencement Date:
Issue Date
8. Interest Basis:
3.87 per cent. Fixed Rate

(further particulars specified below)
9. Maturity Date:
20 June 2024
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100per cent. of their nominal amount

11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i) Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated 28 April
for issuance of Notes obtained:
2014 and decision of Mr. Jean-Philippe Berthaut, Head of
Group Funding, dated 4 June 2014
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Applicable
(i)
Rate of Interest:
3.87 per cent. per annum payable in arrear on each Interest
Payment Date
(ii)
Interest Payment Date(s):
20 June in each year up to and including the Maturity Date
with the first Interest Payment Date falling on 20 June
2015
(iii) Fixed Coupon Amount:
Rate of Interest x Specified Denomination x Day Count
Fraction per Note of NOK 1,000,000 Specified
Denomination
(iv) Broken Amount(s):
Not Applicable
(v)
Day Count Fraction:
30/360
(vi) Determination Dates:
Not Applicable
15. Floating Rate Note Provisions
Not Applicable
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note
NOK 1,000,000 per per Note of NOK 1,000,000 Specified
Denomination
Inflation Linked Notes Provisions relating

to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event NOK 1,000,000 per per Note of NOK 1,000,000 Specified
of default (Condition 9):
Denomination

(ii)
Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable
GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii)
Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
TARGET, Oslo and London
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Article L.213-1
Applicable
A and D.213-1 A of the French Code
monétaire et financier:
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
Mr. Sylvain THOMAZO
20, rue Victor Bart
78000 Versailles
France
Name and address of the alternate Representative:
Mrs. Sandrine D'HAUSSY
69, avenue Gambetta
94100 Saint Maur des Fosses
France
The Representative will receive a remuneration of Euro
2,000 (excluding VAT) per year.

GENERAL

30. The aggregate principal amount of Notes

issued has been translated into Euro at the

rate of [·] producing a sum of:
Not Applicable

RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by:
Jean-Philippe BERTHAUT, Head of Group Funding

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to trading:
Application is expected to be made by the Issuer (or on its
behalf) for the Notes to be listed and admitted to trading on
Euronext Paris with effect from the Issue Date.
(ii) Estimate of total expenses related

to admission to trading:
EUR 5,875
2.
RATINGS
Not Applicable
Ratings:
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the
offer of the Notes has an interest material to the offer.
5.
OPERATIONAL INFORMATION
ISIN Code:
FR0011978287
Common Code:
107652990
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear
and
Clearstream
Luxembourg:
No
Any clearing system(s) other than Not Applicable
Euroclear and Clearstream, Luxembourg
and
the
relevant
identification
number(s):
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable

6.
DISTRIBUTION

(i)
Method of
Non-syndicated

distribution:

(ii) If syndicated:

(A) Names of Managers:
Not Applicable

(B) Stabilising
Not Applicable

Manager(s) if any:

(iii) If non-syndicated,
Goldman Sachs International

name and address of
Peterborough Court
Dealer:
133 Fleet Street
London EC4A 2BB

(iv) US Selling
Reg. S Compliance Category 2 applies to the Notes;
Restrictions(Categories of
TEFRA not applicable
potential investors to
which the Notes are
offered):